Free total loss valuation review
Your insurer's offer came from software built to find the lowest defensible number. In about a minute, we'll tell you whether it's worth challenging — honestly, including when it's not.
$ Drivers who challenge typically see $1,400 or more. And you always at least double your money — guaranteed.
No credit card. No obligation. An honest "your offer looks fair" is a real outcome.
2022 Toyota RAV4 XLE · 33,248 mi
Our average result is much higher — and you always at least double your money, guaranteed.
The process
Tell us about your vehicle and the offer — or just upload the insurer's valuation report and we'll read it for you. You get an instant answer.
If your offer looks low, we talk. A licensed appraiser reviews your case with you and explains exactly what happens next — calmly, with no pressure.
We invoke the appraisal clause already in your policy and pursue your vehicle's true value as your designated appraiser.
Our guarantee
If we take your case, your settlement improves by at least twice what you paid us — or the difference comes back to you. Drivers who challenge typically see $1,400 or more; our average is much higher.
Start my free reviewWhy Claims.Coach
We work for vehicle owners — never for insurance companies.
Verdicts built from actual comparable sales, not the carrier's software.
Your answer in about a minute — not a callback queue.
If your offer looks fair, we say so. That's the review working as intended.
Meet your appraiser
Licensed independent appraiser
21+ years of vehicle valuation experience — total loss, diminished value, and appraisal clause representation, nationwide. Johnny reviews every result personally before a consultation, and will tell you plainly when a dispute isn't worth your time.
"Johnny gave me a detailed review of the process and a free assessment of whether it was even worthwhile. Highly recommend."
A. Houtrouw · Claims.Coach client
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Free valuation review
Drop in the insurer's offer and a few details — we'll send you an honest report on what your claim is really worth. About a minute, instant result, and it costs nothing — even if the answer is "your offer looks fair."
Questions
Yes. The review costs nothing and carries no obligation. It exists so neither of us wastes time on a claim that isn't worth disputing.
Then we tell you that, plainly. "Your offer looks fair" is a real result of this review — it means you can sign the release with confidence instead of doubt.
If we take your case, we guarantee your settlement improves by at least twice our fee — measured from the insurer's last offer before appraisal. If it improves by less, the difference is refunded, up to everything you paid.
No. The appraisal clause is a standard provision already in most auto policies. It's a documentation process, not a lawsuit.