Free total loss valuation review

Find out what your totaled car is really worth — free.

Your insurer's offer came from software built to find the lowest defensible number. In about a minute, we'll tell you whether it's worth challenging — honestly, including when it's not.

$ Drivers who challenge typically see $1,400 or more. And you always at least double your money — guaranteed.

No credit card. No obligation. An honest "your offer looks fair" is a real outcome.

Happy Claims.Coach client holding her total-loss settlement check
Example result

2022 Toyota RAV4 XLE · 33,248 mi

Your result
Worth challenging
Insurance company's offer$16,500
Minimum improvement$1,400+

Our average result is much higher — and you always at least double your money, guaranteed.

5-star rated by drivers
Independent & nationwide
Built on real comparable sales
Reports insurers respect

The process

Make it happen in 3 steps

1

Free review

Tell us about your vehicle and the offer — or just upload the insurer's valuation report and we'll read it for you. You get an instant answer.

2

Consultation

If your offer looks low, we talk. A licensed appraiser reviews your case with you and explains exactly what happens next — calmly, with no pressure.

3

Appraisal

We invoke the appraisal clause already in your policy and pursue your vehicle's true value as your designated appraiser.

Our guarantee

You always at least double your money. Guaranteed.

If we take your case, your settlement improves by at least twice what you paid us — or the difference comes back to you. Drivers who challenge typically see $1,400 or more; our average is much higher.

Start my free review

Why Claims.Coach

A trusted guide, not a middleman

Licensed & independent

We work for vehicle owners — never for insurance companies.

Real market data

Verdicts built from actual comparable sales, not the carrier's software.

Instant answer

Your answer in about a minute — not a callback queue.

Honest by design

If your offer looks fair, we say so. That's the review working as intended.

JW

Meet your appraiser

Johnny Walker

Licensed independent appraiser

21+ years of vehicle valuation experience — total loss, diminished value, and appraisal clause representation, nationwide. Johnny reviews every result personally before a consultation, and will tell you plainly when a dispute isn't worth your time.

★★★★★
"Johnny gave me a detailed review of the process and a free assessment of whether it was even worthwhile. Highly recommend."

A. Houtrouw · Claims.Coach client

Placeholder — replace with final approved testimonial

Your options

Three ways to get to a fair number

DIY Tutorial

$47
  • Step-by-step valuation review course
  • How to find and present comparables
  • Lifetime access, self-paced
Get the course

30-Minute Consult

$247
  • Live claim review with the appraiser
  • Your exact negotiation game plan
  • Recording included
Start with the free review
Most booked

Done-For-You Appraisal

Let's talk  quoted after your free review
  • We invoke the appraisal clause for you
  • Independent valuation & resolution
  • Double-your-money guarantee
Start with the free review
100% Free · No card · No obligation

Free valuation review

Upload your offer. Get your free report.

Drop in the insurer's offer and a few details — we'll send you an honest report on what your claim is really worth. About a minute, instant result, and it costs nothing — even if the answer is "your offer looks fair."

Free · no obligation · we never share your information. Drivers who challenge typically see $1,400+ — and you always at least double your money, guaranteed.

By submitting, you agree to our Terms and Conditions and Privacy Policy, and consent to being contacted about your claim by phone, text, or email.

Your result
Minimum improvement if we take your case$1,400+

Book my free 15-minute consultation

Questions

Fair questions, straight answers

Is the review really free?

Yes. The review costs nothing and carries no obligation. It exists so neither of us wastes time on a claim that isn't worth disputing.

What if my offer is actually fair?

Then we tell you that, plainly. "Your offer looks fair" is a real result of this review — it means you can sign the release with confidence instead of doubt.

How does the double-your-money guarantee work?

If we take your case, we guarantee your settlement improves by at least twice our fee — measured from the insurer's last offer before appraisal. If it improves by less, the difference is refunded, up to everything you paid.

Do I need a lawyer for this?

No. The appraisal clause is a standard provision already in most auto policies. It's a documentation process, not a lawsuit.